ZovaTool

ROI Calculator

Net profit (after tax)
$6,500.00
ROI (total)
65.00%
Annualised (CAGR)
18.17%
Real return (after infl.)
14.72%
3% infl
Money multiple
1.65×
~4.0 yrs to double
Real value today
$15,099.84
Tax paid
$0.00
Gross profit
$6,500.00

Comparison vs common benchmarks (same period)

Savings account (~4%)$11,248.64
Bond / FD (~7%)$12,250.43
S&P 500 avg (~10%)$13,310.00
High-risk equity (~15%)$15,208.75
Your investment (gross)$16,500.00

How to use the ROI Calculator

  1. Enter the initial investment, final value and holding period (years).
  2. Optionally add inflation %, expected vs benchmark return and capital-gains tax for a real, after-tax view.
  3. Read total ROI, annualised return (CAGR), money multiple, doubling time and benchmark comparison.
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Why CAGR matters more than total return

A 100% total return looks great — until you realise it took 20 years. CAGR normalises every investment to an apples-to-apples annual figure.

Doubling time uses the Rule of 72: divide 72 by your annual return % to estimate the years to double your money.

Inflation-adjusted (real) return strips out money-supply growth. A 7% nominal return with 4% inflation is only 2.9% in real purchasing power.